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Most of the time, the content department team decides the listing positions. Some partnerships are paid, which means that it can make an impact on the listing positions, but it's not always like that. We work together only with companies with a good reputation, without any legal or ethical issues. Our Partners - We have high standards for ourselves and also for our partners.Only after collecting all the information we can find, we decide whether to display this brand with its product on our list or not. We spend many hours looking into all details, consumer reviews, specifics and brand provided information on every product even if it comes from the same brand. Because of the team member experience, we can see red flags before anyone else. Process description - Before displaying and listing services and products on our website, our team members from the research, marketing, and data departments come together and very carefully look into each of the company and its offers.We want our website visitors to get as much information as possible, to help them make the smartest decision. Our team’s main goal is to provide the best opinion about the product and/or service, by comparing specific features.

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Get to know us - MoneyGuru24 is here to help out every internet user who is searching for the right service and/or product in a specific niche.

This amount includes interest, possible administrative costs or insurance. This is the amount you will pay in the end.

The total cost of credit - The total cost is the first item to check for comparing credit offers.

Up to 1% of the credit amount, expenses records are reasonable. High records charges may hide behind a low APR.

The application fee - The records of expenses are very different from one institution to another.

In order to make it easier for you to compare one loan to other similar loans, lenders are required to tell you their APR before you sign an agreement. The APR include factors such as interest rate and certain other fees and charges into account.

APR - Annual Percentage Rate represents an annual cost (in %) of borrowing.

This will allow you to compare the contracts. If you hesitate between several offers, make several credit applications to receive offers. In any case we recommend you to make a credit simulation on 2 or 3 websites that suit you and only then make your online application.

Loan simulation - Loan simulation on lenders websites show the differences between offers, in terms of monthly payments and also the total cost to pay.

rent, dividends) please contact your lender to discuss what their particular requirements will be.

If you're self-employed, copies of your last two years' balance sheets/annual accounts and profit and loss statements and copies of your personal tax return.

A letter from your employer on their letterhead, dated within the last four weeks, confirming your annual income and employment type (e.g.

A payslip, dated within the last four weeks, showing your annual base income.A payslip, dated within the last four weeks, showing year-to-date income figures.If not, they’ll need to see one of the following If your salary have been deposited into a bank account in the last three months, the bank will be able to verify your income from your account information. Details of your financial situation including your debts, expenses, assets and liabilities.If your budget shows that you'll have no money for extra payments then it means you can't afford to take a loan.Calculate how much you can afford to repay each month.Look at your income and outgoings and think if you'll be able to pay all your bills and debts.

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